This insurance shields you from potentially severe financial setbacks arising from injuries, property damage, and other common risks associated with the electrical trade.
Essential coverages include:
General Liability: This fundamental protection guards against legal actions or financial responsibilities from a wide range of accidents, such as a fire caused by faulty work.
Commercial Auto: Typically necessary if you use your vehicle to transport work-related supplies like parts, testing equipment, and other tools.
Additional coverages that electricians may require
Business Owners Policy (BOP): Expands general liability coverage to safeguard assets like your commercial buildings and personal property.
Workers’ Compensation: This coverage addresses the medical and financial needs of your employees who fall ill or sustain injuries while on the job.
Several factors, including contractual obligations, the number of employees, and other job-related risks, can influence the expenses associated with electrical insurance.
Call us today, we can help you find your best option.
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