Llame al (888) 572-7520 para hablar con un agente
Enviar mensaje a un agente
In some U.S. states more than 20% of drivers are uninsured.
According to Forbes Advisor statistics, in several U.S. states, more than 20% of drivers are uninsured. For this reason, some states require car owners to have uninsured motorist coverage (UM). This coverage provides additional protection by covering medical expenses if you or your passengers are injured in an accident caused by an uninsured driver, a hit-and-run driver, or if the responsible driver’s insurance company denies coverage or goes bankrupt.
States with the highest number of uninsured drivers:
- Mississippi – 29.4%
- New Mexico – 21.8%
- Michigan – 25.5%
- Tennessee – 23.7%
- Washington – 21.7%
- Florida – 20.4%
What does uninsured motorist coverage cover?
This type of coverage can be crucial, as it pays for a variety of expenses that may arise as a result of the accident, including:
Medical bills: It covers the necessary medical expenses to treat injuries from the accident, for both the driver and passengers.
Lost wages: If the accident prevents the insured from working for a period, the coverage can compensate for lost income.
Pain and suffering: In addition to medical costs, this coverage may offer compensation for the emotional and physical impact of the accident.
Funeral expenses: In tragic cases involving fatalities, the coverage can help with funeral costs.
Additionally, uninsured motorist property damage coverage can pay for the repair costs of your vehicle if it is damaged by an uninsured driver or a driver without sufficient liability coverage. This provides extra protection, ensuring that repair costs do not fall on the affected individual.
In cases where the driver has insurance, but it does not cover all medical or repair costs, underinsured motorist coverage (UIM) steps in to cover the difference. UIM is a separate coverage, though it is sometimes bundled with UM. UIM pays medical bills and other expenses for you and your passengers if you are in an accident caused by a driver who doesn’t have enough liability insurance to cover the medical bills.
Volvo Pushes Beyond Diesel with New Hydrogen Combustion Truck Trials
Volvo Trucks is once again taking the lead, beginning road tests with heavy trucks equipped with hydrogen combustion engines.
Trucker Fashion: A Revolution Born on the Road That Still Sets the Trend
Trucker fashion remains relevant due to its authenticity, its seamless integration into streetwear, and its reinterpretation by luxury brands, consolidating itself as a revolution born on the road that evolved from a work uniform into a global cultural symbol
North Dakota among states regaining non-domiciled CDL authority
North Dakota will reissue approximately 150 of the 526 CDLs and CLPs for non-resident drivers that were active during the FMCSA audit.
The Growing Threat of Chameleon Fleets
A CBS ‘60 Minutes’ investigation exposes the rise of ‘Chameleon Fleets’ in the U.S. trucking industry.
US transportation begins to show signs of recovery
With tonnage at record levels and rates on the rise, carriers are leading the expansion of the logistics market. If the forecasts hold true, years of uncertainty could be over.
Trump Administration Restarts California Pipeline to Lower Gasoline Prices
Under Trump, the restart of the Santa Ynez Pipeline aims to boost local crude supply and impact gasoline prices amid persistently high energy costs in California.
Business hours: Monday to Friday from 8:00 AM to 5:00 PM. California time