What Insurance Does an Owner-Operator Need in the United States?

The most important insurance coverages every owner-operator should consider to operate with greater safety and peace of mind in the United States.
Lawmakers push to raise minimum truck insurance compensation to $5 million

The “Fair Compensation for Truck Crash Victims Act” seeks to increase insurance requirements for interstate motor carriers.
Historic conviction: blow to the fake car crash mafia

After years of systematic fraud, a federal court in Louisiana punished two lawyers who orchestrated fraudulent accidents. This ruling protects the safety and profitability of the transportation industry.
New FMCSA report examines carrier financial responsibility levels

The report states that the role of insurance in covering catastrophic accidents is currently being affected by the declining real value of the existing minimum financial responsibility levels.
ATRI Warns: Litigation Is Rising Across the U.S. Trucking Industry

A new report from the American Transportation Research Institute (ATRI) reveals how escalating litigation, higher legal costs, and mounting insurance pressures are reshaping the U.S. trucking industry. The findings mark a critical moment for motor carriers, insurers, and logistics stakeholders who must understand the changing legal environment — and the increasingly strategic role of strong insurance partnerships.
UPS Crash in Kentucky: The Critical Role of Drivers and Dashcams

The UPS crash in Kentucky highlighted how truck drivers often become first witnesses to major incidents, with dashcam footage providing essential evidence for investigators, fleet managers, and insurers
Tech Outpaces the Law: Driverless Trucks Roll Out, Insurers Step In

The absence of a clear regulatory framework raises red flags around safety, legal liability, and employment. In this scenario, having a reliable, specialized insurance provider isn’t just advisable—it’s essential. Technology Is Outpacing the Law Autonomous trucks—heavy-duty vehicles capable of operating without human intervention—are no longer futuristic concepts. Companies like Aurora, Kodiak, and Gatik have already […]
These Are the English Proficiency Questions Drivers May Be Asked During FMCSA Inspections

FMCSA officers are legally authorized to ask truck drivers questions in English during roadside inspections. If a driver cannot understand or respond appropriately, they can be placed out of service. This guide outlines the types of questions inspectors may ask and free tools to help your drivers improve their English. Why FMCSA Inspections Matter The […]
How to pass your DOT inspection and save money

Complying with Department of Transportation (DOT) regulations doesn’t just save you stress—it can also lower your insurance premiums. DOT inspections are an unavoidable—and essential—part of daily operations for truck drivers and fleet owners. Passing them smoothly not only prevents expensive fines and delays, but also boosts your safety compliance record, which can help reduce insurance […]
Factors affecting commercial vehicle insurance rates

Learn about the issues that could impact your commercial vehicle insurance rates. When purchasing insurance for commercial trucks, insurers consider factors such as experienced employees, well-maintained vehicles, safety, and good credit history. If you have drivers with clean records and follow safety regulations, you may qualify for lower premiums. Additionally, proper truck maintenance, the type […]